Loan Against Property in Lucknow: Overview
Lucknow, the capital of Uttar Pradesh, is a famous tourist destination known for its architectural and cultural heritage. The city is undergoing several infrastructural advancements, including the expansion of the metro and commercial hubs.
For those looking to unlock the value of their property, Bajaj Housing Finance offers Loans Against Property in Lucknow, providing an ideal solution to meet various financial requirements, from expanding a business to funding housing expenses or debt consolidation.
Loan Against Property in Lucknow: Features and Benefits
Hassle-Free Disbursal
Meet the Loan Against Property eligibility criteria and submit the necessary documents to get the loan amount disbursed within 72 hours* of document verification.
Doorstep Services
Opt for our doorstep document pick-up service and experience a hassle-free loan application. We will collect the documents from your house or workplace as per your suitability.
Repayment Flexibility
Enjoy a long repayment tenor of up to 17 years with Bajaj Housing Finance Loan Against Property.
Fast Processing
Our minimal documentation requirements and quick processing ensure loan approval within 24 hours*.
Balance Transfer with Top-up Loan Facility
Transfer your existing Loan Against Property to Bajaj Housing Finance and benefit from a reduced interest rate along with better lending terms. You can also avail of a Top-up Loan to meet various housing requirements.
Online Account Management
You can manage your loan account from anywhere, anytime, through our online customer portal.
Online Calculators
Use our Loan Against Property EMI Calculator and eligibility calculator to gauge your monthly obligation and estimate the loan amount you can borrow, respectively.
Loan Against Property in Lucknow: Eligibility Criteria
If you wish to apply for a Loan Against Property with us, you need to meet the following eligibility criteria:
For Salaried Applicants
- Should be a residing Indian citizen between 23 and 60 years** of age
- Should be employed at an MNC, public, or private firm with at least 3 years of work experience
For Self-Employed Applicants
- Should be a residing Indian citizen
- Should be between 23 and 70 years** of age
- Should have a steady income from the current business with a minimum vintage of 3 years
**The upper age limit is considered as the age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.
You can use our Loan Against Property Eligibility Calculator to estimate the loan amount you can avail of. After establishing your loan eligibility, you can proceed to apply for a suitable amount.
Loan Against Property in Lucknow: How to Apply
The application process for a Loan Against Property with Bajaj Housing Finance is simple. After checking the loan details, EMI amount, and eligibility, you can follow the steps given below to complete this process online:
- Visit our Loan Against Property application form and provide details such as name, address, date of birth, and contact information.
- Provide your net income details.
- Select the loan type.
- Enter the PIN code and the required loan amount.
- Proceed to generate and enter the OTP.
- Fill in the required property-related details.
- Submit the application form.
After submitting the application, our representative will contact you for further processing. Submit the required documents for a faster and hassle-free loan approval and disbursal.
*Terms and conditions apply.
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